Clear fees. Private care. No confusion before you begin.
Therapy is a personal investment, but the cost should not feel unclear. This page explains session fees, payment expectations, insurance responsibility, and your right to receive cost information before services begin.
Schedule a ConsultationStraightforward pricing for private online therapy.
Sessions are provided through secure online telehealth for adults located in Florida.
Payment is due at the time of service unless otherwise arranged in writing.
Accepted forms of payment may include major credit cards, HSA/FSA cards, and approved insurance plans.
Insurance can help, but clients are still responsible for understanding their plan.
Insurance coverage depends on your individual plan and benefits.
Clients are responsible for understanding their copays, deductibles, coinsurance amounts, authorization requirements, and any non-covered services.
If your insurance denies payment, determines a service is not covered, or applies the cost to your deductible, you may be responsible for the balance according to your financial agreement.
Benefits may be verified before services begin when possible, but verification is not a guarantee of payment by the insurance company.
You have the right to know what services may cost before beginning care.
Under Florida law and federal transparency requirements, clients have the right to receive information regarding fees, billing practices, cancellation policies, and estimated costs of services.
Clients who are uninsured or who choose not to use insurance have the right to receive a Good Faith Estimate explaining the expected cost of services.
A signed informed consent and financial agreement are required before therapy services begin.
This helps ensure expectations are clear before treatment starts.
Fee information should be provided clearly before services begin.
Clients should understand payment expectations, cancellation policies, and financial responsibility.
Uninsured or self-pay clients may request a Good Faith Estimate of expected costs.
Insurance clients remain responsible for understanding their own plan benefits and coverage limits.
Avoiding the cost of therapy does not always mean avoiding the cost of the problem.
Avoidance often feels easier in the short term.
Many people delay therapy because they are busy, overwhelmed, uncertain, or hoping the problem will eventually become easier to manage.
But unresolved anxiety, depression, burnout, relationship stress, resentment, and emotional exhaustion often do not stay still. They can begin shaping decisions, relationships, sleep, work, confidence, health, and the way a person sees themselves.
Therapy is not about paying someone to simply listen. It is about making time for the patterns that have already been costing you.
Some clients choose private pay for privacy, flexibility, and continuity.
Private-pay therapy may be a good option for clients who prefer not to use insurance, want greater privacy regarding their care, or want more flexibility around treatment focus.
Private pay does not require insurance authorization, diagnosis-based billing approval, or claim submission to an insurance company.
This can allow therapy to remain more private and client-centered.
Ask About AvailabilityThe fee should be clear before the work begins.
If you have questions about fees, insurance, payment, or Good Faith Estimate requirements, you can ask before scheduling your first session.
Contact Christensen Mental Health