Psychotherapy Fees & Insurance
Clear costs. Before you begin.
Psychotherapy fees should be clear before you decide whether to begin treatment. This page explains the current private-pay fee, insurance information, self-pay options, and Good Faith Estimate rights at Christensen Mental Health.
Financial questions should not be a mystery.
Christensen Mental Health
Psychotherapy fees and insurance information
Christensen Mental Health, LLC provides outpatient psychotherapy through secure telehealth to adults physically located in Florida at the time services are provided.
The current psychotherapy fees, insurance information, and self-pay options are outlined below so you can understand the expected cost before treatment begins.
If you plan to use insurance, coverage and out-of-pocket costs depend on your individual health plan.
Psychotherapy Fees
Know the private-pay fee before scheduling.
Current Self-Pay Fee
Individual psychotherapy
The current private-pay psychotherapy fee for an individual 50-minute telehealth session is listed below.
The standard psychotherapy session is 50 minutes. If a different session length is clinically appropriate and available, the fee should be discussed before the appointment is scheduled.
Insurance
Your insurance card does not tell the whole story.
Using Insurance
Coverage depends on your individual plan.
Christensen Mental Health participates with selected insurance plans. Eligibility, network status, deductibles, copayments, coinsurance, telehealth benefits, authorization requirements, and other coverage rules vary by plan.
Aetna
Coverage depends on your specific Aetna plan and eligibility.
Cigna / Evernorth
Coverage depends on your specific behavioral-health plan and eligibility.
UnitedHealthcare / Optum
Coverage depends on your specific plan and behavioral-health benefits.
UMR
UMR plans vary. Eligibility and network status must be verified for your plan.
Other Plans
A plan not listed here may still offer out-of-network benefits.
Out-of-Network Coverage
What if your insurance is not listed?
If your health plan is not one with which Christensen Mental Health participates, you may choose to pay privately.
Some health plans provide out-of-network mental health benefits. If you have those benefits, you may be able to submit documentation to your insurer for possible reimbursement.
Because every plan is different, contact your insurance company directly to ask about out-of-network outpatient mental health benefits and telehealth coverage.
Questions to Ask
A few questions can prevent billing surprises.
Before Your First Session
Questions to ask your insurance company
- Is Bonnie Christensen, LMHC / Christensen Mental Health, LLC in network with my specific plan?
- Do I have outpatient behavioral-health or mental-health benefits?
- Are telehealth psychotherapy services covered?
- Do I have a deductible that applies to mental health services?
- What is my copayment or coinsurance?
- Is authorization or a referral required?
- Are there limits on the number of psychotherapy visits?
Good Faith Estimate
Uninsured and self-pay clients have federal cost-estimate rights.
No Surprises Act
Your right to a Good Faith Estimate
If you are not using insurance to pay for your care
If you do not have health insurance, or you have insurance but do not plan to use it to pay for psychotherapy, you generally have the right to receive a Good Faith Estimate of expected charges.
You may request a Good Faith Estimate before scheduling services. If you schedule care at least three business days in advance, federal rules generally require that an estimate be provided within the applicable timeframe.
A Good Faith Estimate is an estimate of expected charges. It is not a promise that psychotherapy will continue for a specific number of sessions. Treatment frequency and duration may change based on your clinical needs and choices.
- You may ask for a Good Faith Estimate before scheduling.
- The estimate identifies charges reasonably expected for services provided by Christensen Mental Health.
- Keep a copy of your estimate so you can compare it with future bills.
- If a provider’s bill is at least $400 more than that provider’s Good Faith Estimate, you may be eligible for the federal patient-provider dispute process.
For current federal information about Good Faith Estimates and medical-bill rights, visit CMS Medical Bill Rights .
To request a Good Faith Estimate from Christensen Mental Health, call or text 352-973-8600 .
Financial Responsibility
Your health plan determines what it pays.
Billing
What you ultimately owe may depend on insurance processing.
When insurance is used, the health plan processes the claim and determines the amount assigned to the client, including applicable deductible, copayment, coinsurance, or non-covered charges.
Clients are responsible for amounts properly assigned to them under their health plan and the financial policies acknowledged through Christensen Mental Health.
Detailed financial, cancellation, and billing policies are reviewed with clients through the secure SimplePractice intake process.
Questions About Psychotherapy Fees?
Ask before you begin.
If you have questions about psychotherapy fees, insurance participation, self-pay options, or requesting a Good Faith Estimate, contact Christensen Mental Health.